No. You should NOT buy a Non-Owner Policy if you own a car or are a co-owner of a vehicle. If you need an Oregon SR22 and are listed on the registration of any vehicle anywhere, you should buy a regular Owner-Operator policy and list that car. That company can then issue the SR22 for Oregon. If your current auto insurance carrier won't issue an SR22 filing, call us. You might just be surprised at how much money we can save you, even if you need an Oregon SR22. To complete a quote request for a regular car policy with SR22, click here and uncheck the "Do you only need a Non-Owner Policy?" question. The exception to this rule is if your vehicle is broken down and not drivable. We can sell you a Non-Owner Policy, provided you convert it to an Owner-Operator policy once you've repaired your car and before you start driving. Otherwise, there will be no coverage. No clause gives you 30 days, for example, to put it back on. You will NOT be covered until you put the car back on the policy.