It's hard enough to find an auto insurance company in Oregon that offers SR22 filings. It's even harder to find a policy that provides SR22 filings for drivers who need SR22 but don't own a car. We've done our homework and found a few good companies that do offer the Non-Owner SR22 in Oregon at competitive prices. Call or text us at 503-693-2852 (InsureSource) or 503-489-3143 (Pulse Insurance), and we'll be happy to give you a quote. Typically, the price is lower than that of a regular car policy because the company assumes you'll likely be driving other people's cars and will initially be covered under their policy.
A police officer, who has a gentleman pulled over, just called me. The officer was looking at the registration card the driver provided, and in the police computer connected to the Oregon DMV, both sources clearly show the driver to be the registered owner. The problem is that the owner of the vehicle had purchased a NON-OWNER POLICY. It doesn't cover a car owned by the insured. A non-owner policy only covers the driver while driving other people's vehicles on a secondary basis. It is not meant to be a BROAD FORM POLICY available in some states, which covers the driver in ANY car, owned or not. And the officer stated that the driver had a suspended license. Both the suspended license and the uninsured vehicles are cause for the arresting officer to have the car towed and the license confiscated.
Page 5 of 5