A police officer, who has a gentleman pulled over, just called me. The officer was looking at the registration card the driver provided, and in the police computer connected to the Oregon DMV, both sources clearly show the driver to be the registered owner. The problem is that the owner of the vehicle had purchased a NON-OWNER POLICY. It doesn't cover a car owned by the insured. A non-owner policy only covers the driver while driving other people's vehicles on a secondary basis. It is not meant to be a BROAD FORM POLICY available in some states, which covers the driver in ANY car, owned or not. And the officer stated that the driver had a suspended license. Both the suspended license and the uninsured vehicles are cause for the arresting officer to have the car towed and the license confiscated.
Page 7 of 7