The Department of Motor Vehicles of Oregon requires you to buy auto insurance that will offer an SR22 filing to be turned in to them if you were convicted of certain driving infractions. The authentic certificate must have specific data items. Your name, address, and driver's license number are critical to appear on the Oregon SR22 form. Additionally, the auto insurance company's name, policy number, and effective date must be listed. There is one item that can be different depending on whether you buy a policy that covers a car you own or covering just your license with a non-owner policy. A box will be checked to indicate that you own a car, listing at least one by year, make, and vehicle identification number (VIN). If you don't own a car, the box will be marked for a Named Operator Policy.

No. You should NOT buy a Non-Owner Policy if you own a car or are a co-owner of a vehicle. If you need an Oregon SR22 and are listed on the registration of any vehicle anywhere, you should buy a regular Owner-Operator policy and list that car. That company can then issue the SR22 for Oregon. If your current auto insurance carrier won't issue an SR22 filing, call us. You might just be surprised at how much money we can save you, even if you need an Oregon SR22. To complete a quote request for a regular car policy with SR22, click here and uncheck the "Do you only need a Non-Owner Policy?" question. The exception to this rule is if your vehicle is broken down and not drivable. We can sell you a Non-Owner Policy, provided you convert it to an Owner-Operator policy once you've repaired your car and before you start driving. Otherwise, there will be no coverage. No clause gives you 30 days, for example, to put it back on. You will NOT be covered until you put the car back on the policy.

It's hard enough to find an auto insurance company in Oregon that offers SR22 filings. It's even harder to find a policy that provides SR22 filings for drivers who need SR22 but don't own a car. We've done our homework and found a few good companies that do offer the Non-Owner SR22 in Oregon at competitive prices. Call or text us at 503-693-2852 (InsureSource) or 503-489-3143 (Pulse Insurance), and we'll be happy to give you a quote. Typically, the price is lower than that of a regular car policy because the company assumes you'll likely be driving other people's cars and will initially be covered under their policy.

A police officer, who has a gentleman pulled over, just called me. The officer was looking at the registration card the driver provided, and in the police computer connected to the Oregon DMV, both sources clearly show the driver to be the registered owner. The problem is that the owner of the vehicle had purchased a NON-OWNER POLICY. It doesn't cover a car owned by the insured. A non-owner policy only covers the driver while driving other people's vehicles on a secondary basis. It is not meant to be a BROAD FORM POLICY available in some states, which covers the driver in ANY car, owned or not. And the officer stated that the driver had a suspended license. Both the suspended license and the uninsured vehicles are cause for the arresting officer to have the car towed and the license confiscated.